Whether you're buying or refinancing, we compare over 800 home mortgage loans to ensure you are getting the best possible home mortgage rate.

Purchasing Property

Buying your next home is exciting, but it can also be daunting. We are here to make it as easy for you as possible. Below are some steps that you will need to consider before purchasing your property. Your Loan Consultant can assist you with these steps.

• How much deposit will I need?
• Can I buy before I sell?
• What are all the costs of buying?
• How much can I borrow?
• How much will my repayments be?
• Finding a loan? 

How much deposit will I need?

With a guarantee from family, a deposit may not be required for your first home, although 3% of the purchase price is normally required without a guarantee. Some lenders do not require a savings history for the 3% a gift may be acceptable for this deposit. Your Loan Consultant can work out exactly how much deposit you will need for your purchase.

Can I buy before I sell?

In some cases, it is possible using a bridging type of loan. Bridging home loans allows you to purchase your new property using the equity you've built up in your existing property as security.

What are all the costs of buying?

The costs of buying and financing a house include the lenders application fees, possibly mortgage insurance if you are borrowing more than 80% of the property value, your own costs such as conveyancing and inspection costs as well as government duties such as stamp duty.

How much can I borrow?

How much you can borrow depends on how much deposit you have saved and your current income. With our comparison service, your Moving Soon Consultant can work this out quickly and easily for you.

How much will my repayments be?

Once you have chosen your loan, your Loan Consultant will tell you how much your repayments will be.

Finding my loan?

Your Loan Consultant can help you choose a loan solution that is right for you, without all the running around.

Mortgage Refinancing

You may be paying too much interest on your home mortgage or investment property loan; or you could save thousands in interest, fees and charges by consolidating loans.

There are many reasons why you could be paying too much interest on your home mortgage—the interest rates may have gone down, your income has increased, your credit rating has improved or you can afford a bigger down payment. Whatever the reason, eliminate the hassle of shopping around—we compare your home mortgage loan against over 800 home mortgage loans to make sure you are getting the best possible home mortgage rate.

Start saving money today! You have nothing to lose - Reports are free and there is no obligation to proceed with any home mortgage recommendations.

Request your FREE Borrowing Capacity Check, Loan Comparison Report and Pre-Approval today! 

Investment Property Loans

People buy investment property for different reasons—some to see their Return on Investment (ROI) immediately; others to reap the rewards upon retirement. No matter what the reason, you deserve the best possible home mortgage interest rate.

Whatever your property investment goals are, we can get you a home mortgage that best suits your situation and maximise the return on your investment. Moving Soon can get you pre-approved for an investment home mortgage even before you begin looking for the property!

Not only will we help you get a great home mortgage interest rate, we can also help you find a conveyancer, building and/or pest inspector, and a Certified Public Account to consult with you regarding your tax issues.

Moving Soon can assist you with all your home mortgage needs including first home mortgages, mortgage refinancing and investment property loans. In addition, due to our Commitment to Quality, our Lenders are some of the most trusted in the industry.

Request your FREE Borrowing Capacity and/or Loan Comparison Report or call 1300 668 393 to start saving time and money today! 

First Home Mortgages

Renters - Owning your own home may be easier than you think. The amount you can borrow depends on the amount of your deposit and your current income. Also, the federal and state governments offer first home buyer incentives.

Your Moving Soon representative can give you information on first time home buyer grants, home loans and other first time home buyer programs. We will also guide you through the entire process; starting with calculating how much you can afford to borrow. We will then compare over 800 home mortgage loans and obtain pre-approval to ensure you get the best possible home mortgage rate. When you obtain your home mortgage, we'll consult with you on our other free services that reduce the time, cost and stress associated with moving.

In almost no time at all, you can be holding the keys to your own home!

So, what are you waiting for? Get your FREE Borrowing Capacity Check, Loan Comparison Report and Pre-Approval today.

If you have home mortgage questions or need more information on any of our free services, please give us a call on 1300 668 393 and a Moving Soon representative will be happy to assist you.